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Or call:  (512) 686-7066

Interest Rates
On-time Closings

We work for you, not the bank.

When you work with the average loan officer, their job is to sell you on their current bank or lender. The interest rates, mortgage loan programs, and service levels that their bank or mortgage lender currently offer.

As a mortgage broker, we’re different.  We monitor the pricing, loan programs and service levels of over 40 wholesale mortgage lenders to help place our clients with a more competitive mortgage. 

Invest 20 minutes into our 5-step process and here is what you’ll get:

    1. An expert review of your current financial situation and personal goals.
    2. Customized loan options to meet your goals and save you money.
    3. Submission to multiple wholesale mortgage lenders to find the best service and price.
    4. Present you with the top 2-3 options for you to choose.
    5. Lifetime monitoring.  If better rates or programs than what you have are available, we’ll call you. 

Here are common benefits our process delivers to our clients:

Great Rates

If you’re well qualified, we find low rates and low fees that would have taken you hours of searching to find yourself

Fast, on-time funding

We aren’t limited to one “back office”. We can find the speed of service needed to close in 15 days or less.

More approvals

We aren’t limited to one set of loan programs or one underwriting team.  We often say yes after banks have said no.

Or call:  (512) 686-7066

we offer the following texas home loan options
Texas home purchase mortgages

Whether you are a first time homebuyer or a seasoned homeowner, we have options to help:

  • 100% Financing, Zero down
  • Low downpayment mortgages (1 – 3.5%)
  • Flexible credit requirements
  • Easier income qualifying
  • Investment properties (1-4 unit buildings)
All loan options are not available on a single loan program.  Each represent specific advantages to the loan programs listed below.
Texas refinance mortgages

There are a lot of beneficial reasons to refinance your current mortgage loan.  Including but not limited to:

  • Lower your mortgage payment
  • Lower your interest rate
  • Shorten the amount of time to payoff your home loan
  • Cash-out debt consolidation
  • Cash out to purchase to buy an investment property
  • Cash-out and pay off a relative or interested party
Our Most Popular Texas Home Loan Programs

30 Year Fixed Conventional Mortgage |  FHA Mortgage  |  VA Mortgage  |  USDA Mortgage

Texas Conventional home loan advantages
  • 3% down payment option
  • Lower mortgage insurance costs
  • Less documentation in many instances
  • Can be used for primary residences, second homes or investment properties
Texas FHA home loan advantages
  • Low 3.5% down payment
  • Flexibility with gifts from relatives
  • Seller can pay up to 6% of closing costs
  • Easier credit qualifications
  • More flexible debt to income ratios
Texas VA home loan advantages
  •  100% financing available to qualified service members
  • No debit to income limitations
  • Jumbo loan amounts available (w/down payment)
  • No monthly mortgage insurance
Texas USDA home Loan Advantages
  • 100% financing
  • Closing costs can be financed into the loan
  • Available on owner occupied properties only
  • Property must be in a USDA qualified area

Or call:  (512) 686-7066

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Equal Housing Lender

Company NMLS #1821320

901 S MO PAC EXPY #I300

Austin TX 78746